How to Make Sure That Your SSN Is Safe?

For those who are US citizens, you have to understand that you should be protecting your Social Security Number at all times. Your social security number is unique. And though you sometimes forget its importance, this is something that you should always protect.

Each person who is a citizen in the US is given a social security number for a number of purposes. One, it is used in order to track down your income. The IRS is also taking a closer look at your data via your SSN in order to know if you are actually paying the right tax.

Now, it can get tricky from here. There are those people who are going to the US as undocumented migrants who get their SSN from different sources. This way, they can be accepted for work and they can open a bank account.

Now, there are a number of ways how you can be in danger from identity theft. If you are using your SSN card as your primary ID, then you are putting yourself at risk. What you want to do instead is to make sure that you are not going to show your SSN to anyone. If you are asked to show an identification card, then might as well show other IDs.

What to do when you lose your SSN card?

A lot of times, people are concerned that they have lost their SSN card. Now, you have to replace the card. You are allowed to have a replacement of up to 3 times per year with a limit of 10 in your entire lifetime. Now, once you have your new card, you have to pay attention to your accounts. You need to make sure that you are going to ensure that SSN doesn’t get stolen. If you are noticing abnormal fluctuations in the numbers that you see, then it might be a good idea that you report it to the authorities immediately.

You also want to make sure that you check your bank account and your credit card if someone is using it. There are instances when they get access to a number of your accounts because they already have your SSN card. You might be surprised you are already having problems with the IRS because you are earning more than what you should be on paper.

In these situations, there is a chance that you might need to have a new SSN. Getting a new SSN is tricky. Though it isn’t given to everyone, if there is a case of identity theft, then they can give you a new one.

Getting a new social security number can be problematic because you can’t get a loan that easy as well. That is just a reality that you will have to face. However, you need to be extra careful when it comes to keeping your SSN data safe. You should be the only one who knows your SSN. In addition to this, always remember to have it safe in your house. This way, it doesn’t get lost in case you lose your wallet. These preventive measures can prevent problems.

When Are You Getting a New Social Security Number?

Social security number something that sticks with you. In fact, this is a useful tool for the government in order for them to know how much you are earning and if you are paying the right tax. It is a great way to monitor the amount of income that you have accumulated over the years. It also allows you to open up a bank account and work in the US.

However, there are instances when you will need to have a new social security number. What you have to understand is that though it is a rare occasion, it is also a possibility that you will need a new social security number. But before we discuss scenarios wherein you are getting new social security number, it is imperative to first know when you are not getting a new one.

If you lost your social security card, you don’t automatically get a new social security number. However, this leaves you prone to a number of things. The very first thing that you need to know is that you can have a replacement on your card. You can have a free replacement up to 3 times every year or a total of ten times in your lifetime. That’s more than enough number of times for you to keep your card in a safe place.

Now, once you have your new SSN card, it is always a good idea that you monitor the accounts. There is a chance that you might become a victim of identity theft. Identity theft is tricky is so many aspects. You could be in trouble with the IRS thinking that you have earned more than what you have declared. In addition to this, there are also some instances when they also go for your bank account and your credit card information.

Now, this is the time that you can have a new social security number. But of course, it can be tricky and it doesn’t come easy.

How to Avoid Identity Theft?

So how do you avoid identity theft? You need to understand that there are a number of ways on how you can avoid this. The first thing that you should remember is to always keep your social security number card somewhere private. You shouldn’t be carrying it around anywhere you go. You may lose your wallet and this leaves you prone to also losing the card. Instead, you want to just have it somewhere safe in your home. You also don’t want to show your SSN card as your primary ID. You can have a different ID for this.

If you are looking to ensure that you are not getting a new social security number, be sure that you are keeping the number private. Never let anyone know about it. In addition to this, you should also be mindful about your accounts. If you see something fishy, then you should already start to investigate. The last thing that you want is for someone to be using your SSN. It is quite common that undocumented migrants go after stolen SSN cards.

Dealing with Identity Theft and Losing Your Social Security Number

Losing the SSN Card?

Unfortunately, there are a lot of scams out there involving SSN. There are those individuals who are using SSN belonging to deceased individuals. And a lot of times, it is something that even the government can’t track down completely. Now, what if you lost your social security card? What should you be doing?

For starters, the replacement is easy. You will simply need to request for a new one and they will mail it to you. Also, you are allowed to receive three free replacements in a year. Could you imagine losing your SSN card three times in a year? That’s also 10 free replacements in a lifetime. In order to get a new one, you will just have to show your ID photo.

However, it is a problem if you lost your social security number. One of the things that could happen is that someone might be using your identity. You will be surprised that you are already going to be questioned by the IRS simply because you are not paying the right amount of tax. What you have to do is to monitor your accounts if you happened to have lost your social security number or if you are suspecting identity theft.

Precautions on How to Avoid This Problem

There are a lot of precautions that you can do in order to avoid identity theft. One, you want to make sure that you are carrying your SSN card always. Also, you don’t want anyone except you to know the number. If you are the type who is afraid to lose the card while walking down the street, then maybe, you want to keep it somewhere safe. You want to keep it in your house where no one actually gets to see it.

One common problem that a lot of people do is that they show their SSN card when asked for an identification card. You want to choose other cards if you are looking to avoid mishaps with your SSN. If you are pulled over by the cops, be vigilant if someone tries to ask for your SSN. You want to make sure that you are the only one who is going to know the number.

Losing your SSN is more serious than everyone thought. In fact, they can find a way to get to your bank or even use your credit card accounts. What you want is to always be vigilant whenever you are suspecting identity theft.

5 Important Reasons to Get your Social Security Card

A social security card is an extremely important document. As a matter of fact, it is one of the first documents you need to own if you are an American citizen. Whether you are American by birth or have recently become an American citizen, you need to apply for your social security card as soon as possible. If you have lost yours, then you shouldn’t procrastinate and get a new one. But why do you need to get a social security card? What can it do for you? Here are the top 5 reasons why you should apply for a social security card:

1. You Want to Have a Bank Account:

Identity theft is a serious issue. Banks try to minimize risks by asking people for more documents and proofs to avoid identity theft problems. Most banks will ask to see your social security card or even own copy of it before you can open your bank account.

2. You Want to Get a Job:

Your social security card is needed for tax purposes. If are applying for a job, your employer will most probably ask you for your social security card. It is one of the best ways to check and see if you are eligible to work in the USA to avoid legal issues. It is better to have it ready beforehand to avoid slowing down the hiring process.

3. You Need to See a Doctor:

If you want to get medical help, then you need to make sure that you have your social security card ready. Most doctors want to see your social security card for insurance and billing purposes. This way they guarantee that medical help is not provided to the people who actually need it. If you need to get health insurance, your insurance company might either ask you for your number or a copy of your card.

4. You Need to Study:

Your social security number is always needed when you are planning to go to a new school, college or university. Going to university is expensive and your social security card is needed if you want to apply for financial aid. Most educational facilities need to go through your legal documents, including your card, to guarantee that you are eligible to attend school or university.

5. You Want to Get a Credit Card:

A credit card is going to make your life a lot easier. Your card issuer needs to have access to a lot of information including your social security number proven by your card. A copy is usually provided when you are applying for a new credit card as creditors need to check this piece of information to assess your credit-worthiness.

There are a lot of other reasons why you need to replace your old social security card or get a new one if you have never done that before. It is one of the most important legal documents that can help you prove your identity and enjoy life in the USA.